PRADHAN MANTRI SURAKSHA BIMA YOJANA (PMSBY) 2022
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Pradhan Mantri Suraksha Bima Yojana Pradhan Mantri Suraksha Bima Yojana was announced by the country's Finance Minister Arun Jaitley in the year 2015, after which it was formally launched on 8 May 2015 by the Prime Minister of our country, Shri Narendra Modi.  This scheme has been started keeping in mind the poor and economically poor families of the country.  Under this scheme, accident insurance will be made available to the people of the country by the central government.  Under the Pradhan Mantri Suraksha Bima Yojana, to get insurance by the government, the poor and poor people of the country will have to pay a premium of only 12 rupees annually.  After that you can take advantage of Pradhan Mantri Suraksha Bima Yojana.
Under this plan, if a person insures his accident in this policy and dies, then the amount that that person has insured is given to his family or nominee as a cover.  If a person dies in a road accident or any other accident.  So his family will be provided insurance up to Rs 2 lakh.  And if a person is temporarily disabled (one leg, hand, eye) in an accident, then he will be provided security insurance up to one lakh rupees.  This Pradhan Mantri Suraksha Bima Yojana is an accident insurance scheme.  Dear friends, today through this article we are going to provide you all the information related to the scheme like application process, eligibility, documents etc.

 Purpose of Pradhan Mantri Suraksha Bima Yojana
 As you know that there are many people in the country who are unable to get their insurance because of being financially poor.  At the same time, whenever such a person dies in an accident, then his entire family starts fighting with financial crisis.  Apart from this, if they are not able to pay for any type of insurance schemes available with private or any public sector insurance companies, then they are all entitled to 'Pradhan Mantri Suraksha Bima Yojana'.  Under this scheme, if a person gets his accident insurance and he dies, then the amount that that person has insured, his family or nominee is given that amount as cover.

PRADHANMANTRI SURAKSHA BIMA YOJANA HIGHLIGHTS

योजना का नामप्रधानमंत्री सुरक्षा बीमा योजना
इनके द्वारा शुरू की गयीप्रधानमंत्री श्री नरेंद्र मोदी जी के द्वारा
लॉन्च की तारीकवर्ष 2015
लाभार्थीदेश के गरीब लोग
उद्देश्यदुर्घटना बीमा प्रदान करना

PMSBY में दी जाने वाली धनराशि – PRADHAN MANTRI SURAKSHA BIMA YOJANA

PMSBY में दी जाने वाली धनराशि – PRADHAN MANTRI SURAKSHA BIMA YOJANA

बीमा की स्थितिबीमा की राशि
मृत्यु2 लाख रूपये
दोनों आंखों के पूर्ण और न ठीक हो सकने की स्थिति या दोनों हाथों या पैरों को इस्तेमाल न कर सकने की स्थिति या एक आंख की दृष्टि खो देने और एक हाथ या पैर का इस्तेमाल न कर सकने की स्थिति में2 लाख रूपये
एक आंख की दृष्टि पूरी तरह खो देने व वापस न आ सकने की स्थिति या एक हाथ व पैर का इस्तेमाल न कर सकने की स्थिति में1 लाख रूपये

PRADHAN MANTRI SURAKSHA BIMA YOJANA के लाभ

The benefits of this scheme will be provided to the people of all sections of the country, but especially the backward and poor sections of the country will be benefited.
 If a person dies in a road accident or any other accident.  So the accident insurance of up to Rs 2 lakh will be provided to his family by the government.
 In case of permanent partial disability, a cover of Rs 1 lakh is available.
 If he is temporarily disabled in an accident, then he is given an insurance cover of up to one lakh rupees.
 Under the Pradhan Mantri Suraksha Bima Yojana, the policyholder will have to pay a premium of Rs 12 annually.  Only then will he be entitled to cover insurance.
 Apart from this, they are not able to pay for any type of insurance plans available with private or any public sector insurance companies, then all of them are eligible for this scheme.
 Pradhan Mantri Suraksha Bima Yojana will be renewed every year with cover for one year.
 The bank can engage any insurance company of its choice to offer this PMSBY.
 Especially people living in rural areas of the country.  Pradhan Mantri Suraksha Bima Yojana provides them insurance.
 Pradhan Mantri Jan Arogya Yojana PMJAY
 Eligibility of Pradhan Mantri Suraksha Bima Yojana
 Applicant must be resident of India.
 Under the Pradhan Mantri Suraksha Bima Yojana, the age of the applicant should be from 18 years to 70 years and should not be more than this.
 It is mandatory for the candidate to have an active savings bank account.
 The applicant has to sign a consent form for auto debit of the policy premium.
 The entire 12 premium amount will be deducted simultaneously on 31st May every year.
 In case of closure of bank account, the policy will terminate.
 The policy cannot be renewed for non-payment of premium.
 Documents of Pradhan Mantri Suraksha Bima Yojana
 applicant's aadhar card
 identity card
 bank account passbook
 age certificate
 income certificate
 mobile number
 passport size photo
 How to apply for Pradhan Mantri Suraksha Bima Yojana?
 Interested beneficiaries of the country who want to take advantage of this scheme, then they can apply under this scheme by visiting any branch of the bank.
If you want to download the application form, then you have to first go to the official website of Prime Minister's Security.
 After visiting the official website, the home page will open in front of you.
 On this home page you will see the option of Forms, you have to click on this option.  After clicking on the option, the next page will open in front of you on the computer screen.
 On this page, you have to click on the option of 'Prime Minister's Security Insurance'.  After that you have to click on the option of Application Form.
 Then the PDF of the application form will open in front of you.  You can download the Application Form PDF, after which you will have to fill all the information asked in the application form like name, address, Aadhaar number, email ID etc.
 After filling all the information, you have to attach all your documents with the application.
 Then you have to submit the application form to the bank.
Nationwide Toll Free : 1800-180-1111 / 1800-110-001

ESSENTIAL HYPERLINKS

GOVERNMENT YOJANA (PMSBY)  Pradhan Mantri Suraksha Vima Yojana And Methods to Apply Full Particulars-2020-21.

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